Loans to $50,000
Pawn a Motorbike – Sydney
U-Pawn – 💰 Fast Loans to $30,000
Sydney’s leading Motorbike Pawn Shop
🕵🏽 No Credit Checks
✔️ No Establishment Fees
👌 No Repayments First 3 Mths
Need Cash Fast!!! … Pawn your Motorbike for Cash $$
Instant Cash loans from $1,000 to $30,000+
We aim to keep it a simple process.
Phone Us ☎️ 1300 205 558 or fill-out our Online Enquiry Form and we’ll call you with a free no obligation quote.
Better still, you can ‘SMS’ photos of your motorbike and we’ll give you a free pawn-value appraisal. Please click here to see how >>
We Pawn Most Types of Motorbikes
- Sports Bikes
- Naked Bikes
- Cafe Racers
- Trail Bikes
- Adventure Bikes
- Modern Classics
- Dirt Bikes
- Scooters & Mopeds
- Touring Bikes
- Choppers & Harleys
- Custom Bikes
- Quad Bikes – ATV’s
We also Specialise in Loans against
European Brand Motorcycles
$$ Get Cash in Minutes $$
To pawn a motorbike is super simple – it ‘s not like getting a traditional loan. There’s are No Formal Applications – No Credit Rating Checks – No Upfront Fees – No waiting around for an answer and No Explanations as to why you need the money or what you’re going to do with it.
Once we assess and verify your motorbike’s ownership – its registration and history – and your identification – we will let you know how much we will lend against your motorbike • the interest rate we will charge you • and the final terms of the loan.
Note: When you pawn a motorbike, we keep the it as collateral (the “pledge”) until the loan and interest is repaid in full. See more in the FAQ’s section below.
To get a loan against your motorbike you will need to have:
Proof of your ownership
- Registration Papers;
- Sales Invoice; or
- other acceptable proof of purchase to prove your ownership.
You will also need to have the ability to login to NSW Services or authorisation to telephone the Motor Registry for details of the bike’s registration; and,
You will also be responsible to pay the cost of a REV’s Check (vehicle history) on your motorbike through NSW Roads and Maritime Service (about $35.00).
To protect and verify your identity, you will need to provide documents that evidence:
- Your full name;
- Your current address;
- Your date of birth; and
- Your signature.
Acceptable documents include:
- Drivers Licence with photo;
- Australian Passport;
- Birth Certificate;
- Australian Passport;
- Utility bill – showing name and current address;
- Government Issued Card with photo e.g. Proof of Age card;
- Medicare Card;
- Seniors Card;
- Bank or Income statement;
To see a complete list of acceptable I.D. please see the FAQ’s section below.
We’re conveniently located in Parramatta – Sydney
No Time to Lose? … Call Us or Apply Online!
U-Pawn is a high-value collateral lender specialising in pawning Cars | Motorbikes | Boats and Trucks. From time to time we also pawn Machinery | Recreational Vehicles | Caravans | Trailers | Farm Equipment and even Aircraft.
Please visit the relevant page for any other asset you want to pawn:
Frequently Asked Questions
Do I have to be 18+ to pawn a motorbike?
Yes – To pawn a motorbike in NSW you must have attained at least 18+ years of age.
Is pawning a motorbike the same as getting a loan against a motorbike?
Pretty much Yes – but there are some fundamental differences between the practical and legal concepts of a standard type of loan secured against a motorbike and that of a motorbike pawn loan. For example, a standard lender -a bank, finance broker, etc’- might loan you money against a motorbike by taking security over the motorbike’s title. These loans are sometimes referred to as title loans which are more popular in the UK and USA than in Australia. This is where the lender would effectively caveat a right to the motorbike’s title as security collateral for a loan. More often than not, a borrower taking out such a loan would have to provide their financials -i.e., proof of employment, personal and solvency information, credit checks, application fees, etc’– in order to get a loan. Sometimes, a borrower might also be required to get a co-signatory to the loan contract, sometimes called a guarantor. All this takes time and is not guaranteed to result in getting a loan.
Whereas if you need a cash loan quickly, you can get a secured loan against your motorcycle by pawning it without the hassle of providing your financials or having to wait around for approval. Basically, it’s just a matter of riding it in to our pawn shop and getting your money. Just like a standard secured loan against your motorbike, we also use it use as collateral to secure the loan, but the fundamental difference is that we keep the motorbike in our possession until the loan and due interest are repaid in full.
The advantage of being able to get a secured loan against your motorbike by pawning it is that a loan is virtually instant and paid in cash. Additionally, we do not do credit checks – there are no upfront fees required – you don’t have to fill out any applications – you don’t have to wait around for an answer – and you don’t have to disclose your financials, nor do you have to tell us what you want the loan for. So, getting a secured cash loan against your motorbike by pawning it is a great way to get a quick cash loan when you really need it. It is also worth noting that if you are borrowing for business reasons the interest on a motorbike pawn loan might be entirely tax-deductible. To see more FAQ’s about a loan against a motorbike please click here >
Note: U-Pawn is not a payday lender. See the difference >
Can I pawn my motorbike with a bad credit rating?
The short answer is yes. People often ask us, does a bad credit rating matter? Your good or bad credit rating is not a reflection in getting a cash loan from us because you are pledging your motorbike as collateral by handing it over to us until your loan (and any interest due) is completely repaid. This is the essence of pawning. Learn more about pawn loans >
Can I pawn my motorbike and still ride it?
In New South Wales a person borrowing money from a licensed Pawnbroker must leave the asset being borrowed against -the motorbike being pawned- with the pawn shop. Essentially, the loan is secured against the motorbike until the loan and due interest are repaid. Learn more about pawning your motorbike >
How much money can I borrow against my motorbike?
It depends on the value of the motorbike you want to pawn. It will be unlikely you could borrow the full value of the motorbike. Generally, a pawn shop will only lend about 50% to 60% of the wholesale value of the motorbike. So, if you have a motorbike with a pawn value of $15,000 you might be able to borrow a maximum of around $8,000 perhaps a few thousand more depending on the condition of the motorbike.
Loans on motorbikes are available from $1,000 to $30,000. In some cases, we will consider lending more.
Do you get more if you pawn or sell?
Often, you can get more money for your motorbike by selling it. However, with a pawn loan, you can get the money you need, instantly, and you get to keep your motorbike. Learn more about the advantages of pawning your motorbike over selling it >
Do I have to sign the motorbike over?
No. You are not required to sign your motorbike over to us. When you take out a pawn loan with us (and other pawnbrokers in NSW) you will get a ‘Pawn Ticket’ and ‘Loan Agreement’ which will stipulate the terms, conditions, and interest rate for the loan.
Do you only pawn motorbikes in Sydney?
While U-Pawn is a specialist vehicle pawn shop servicing all suburbs and regions of Sydney and Greater Sydney, we also service the New South Wales regions of the Blue Mountains, Southern Highlands, Central Coast, Newcastle & Hunter, North Coast & Mid North Coast, New England, Western Tablelands, Central Tablelands, Southern Tablelands, South Coast, Illawarra, and Wollongong.
To learn more about our motorbike pawn loans please visit our FAQs page by clicking on the button below: